Free tool · for small businesses
In-house vs outsourced bookkeeping: cost calculator
Pick your state and how many hours of bookkeeping you need. The calculator prices that time at your state's average bookkeeper wage, adds employer payroll taxes, and sets it next to an outsourced monthly plan.
- Employee, per month
- –
- Outsourced plan, per month
- –
- Difference per year
- –
| Hourly wage used | – |
|---|---|
| Monthly wages | – |
| Employer Social Security and Medicare (7.65%) | – |
| Federal unemployment (0.6% of the first $7,000 a year, shown monthly) | – |
| State unemployment (your rate) | – |
| Other employee costs | – |
Read this before you decide
- It is not like for like. An employee has no transaction cap and can do other office work. An outsourced plan has a defined scope (transactions and accounts), a month-end close schedule, and no hiring, payroll or supervision for you.
- Wages are state averages. Pay varies by city and experience; see bookkeeper salary by state and Texas pay by city.
- State unemployment tax is simplified. It is applied to all wages here, but every state taxes only wages up to its own wage base, so the real figure is often lower for a full-time employee.
- Payroll and sales tax work cost extra on both sides. See RazaPro pricing for bundles.
Still deciding? Read what outsourced bookkeeping includes and costsand how to hire an outsourced bookkeeper.